Most people can get life insurance fairly easily just by going to a comparison website, entering a few details, and then choosing the cheapest option. But when you’re a diabetic, things aren’t quite so simple.
That’s because, as soon as you say that you’ve got diabetes, the insurance company is going to ask you a lot of extra questions. And once you’ve answered those questions, they may well come back with some more!
And to make things worse, you could find that after you’ve spent ages answering all those questions, the insurer will then decide they’re not willing to offer you any cover.
Even if they do agree to insure you, it’s likely that the price of the policy will increase or that the insurer will add exclusions to the policy which mean it won’t pay out if you die from a condition related to your diabetes.
And what’s the point of paying for a life insurance policy if you can’t be confident that it will give your dependents the money they need if and when the time comes?
But don’t worry – we’ve got the solution.
Here at Diabetic Solutions, we know a lot about diabetes and about life insurance.
Two members of our family are diabetic and a few years ago we saw first-hand how tricky it was for them to get life insurance. That’s when we decided to specialise in arranging life insurance policies for diabetics.
So now, as well as having access to all the mainstream insurance providers, we also work with niche insurers who are happy to cover clients with medical conditions such as diabetes.
And because we understand your condition we’ll be able to save you time, money and hassle by asking you all the right questions at the outset and then going straight to an insurer that’s going to offer you the right cover at the right price.
So if you want the certainty and peace of mind that comes from knowing you’ve got a life insurance policy that gives cover, even for diabetics, then contact us for some friendly no-obligation advice.
Just fill in our one-minute enquiry form, or give us a call on 07751 200074
Fill out your details and one of our friendly protection advisers will call you back.
...or simply call us on
07751 200074
We decided to specialise in arranging life insurance for people with diabetes because we were fed up of hearing how people with diabetes – including members of our own family – were being given bad advice that led to them getting turned down for life insurance or ending up with the wrong kind of cover.
And because we’re a small specialist firm, you’ll always speak directly to a named UK-based advisor who can ask you all the right questions and give you the accurate and personalised insurance advice that you need to ensure you get the right cover at the right price.
As someone with diabetes, you’ll probably have to pay a bit more for your life insurance than someone who isn’t a diabetic. That’s because a lot of the very cheap insurance companies don’t want to cover people with medical conditions and, if they do, they’ll apply what’s called a loading (which is a fancy way of saying they’ll charge you more).
Here at Diabetic Solutions, we know exactly which insurers will or won’t add these loadings and therefore we can do a proper comparison of all the providers in order to find you the one that will give you the cover you need at the best price.
We specialise in arranging life insurance for people with diabetes.
Our specialist knowledge means we won’t waste your time by applying to insurers who aren’t going to accept you because of your diabetes.
Plus, we’ll be able to ask you all the right questions at the start so as you avoid all the back and forth that you’re likely to experience if you talk to someone who isn’t a specialist in diabetic life insurance.
If the worst happens and your loved ones need to make a claim on your life insurance policy, then the last thing you want is for that claim to be rejected because of your diabetes – especially as you’ll no longer be there to help fight the decision.
That’s why you should talk to us before you take out a policy. Our expert knowledge of both the insurance market and of diabetes means that we can get you a policy which you can be confident will pay out should the need arise.
1
Complete our simple online form and one of our experts will call you back
2
As soon as we’ve taken a few details, we’ll start searching our panel of insurers to find the one that’s right for you
3
Once we’ve helped you pick the right policy and the right level of cover we’ll take care of all the paperwork for you
4
By asking you the right questions and picking the best insurer, we’ll make sure you get fully covered without any fuss
Simple application process
Fast decisions
Low prices
Type 1 & type 2 accepted
Fill out your details and one of our friendly protection advisers will call you back.
...or simply call us on
07751 200074
